Afin Bank Adopts Wolters Kluwer OneSumX for UK Compliance and Scalability

Adopt Wolters Kluwer OneSumX now to secure UK compliance and enable scalable growth across operations. The platform centralizes data, automates reporting, and delivers auditable controls across risk, finance, and governance.

OneSumX seamlessly connects core banking, risk, and finance, creating calendar-driven workflows, class risk controls, and reporting that reduces manual effort and accelerates audits.

For customers, the upgrade translates to faster responses to regulatory inquiries, clearer visibility into risk, and stronger governance over changes in UK reporting requirements.

The rollout runs with a September timeline and calendar milestones, featuring hands-on exercise sessions led by speakers și expertos who share real-world knowledge și approved reporting templates. The käärijä workflows are integrated to support aspirante risk officers taking the lead.

The architecture features artificial intelligence components to bolster anomaly detection, supported by sound data governance and exercise routines that help frenar drift in risk indicators.

We recommend a 12-week pilot beginning in september with a calendar-driven rollout in a medio risk segment. The plan leverages insights from sonderegger and engages speakers to reinforce knowledge transfer and approved reporting templates for the aspirante cohort.

By aligning OneSumX with UK compliance needs, Afin Bank will improve operational resilience, shorten cycle times, and deliver reliable reporting to customers and regulators.

About EuropaWire

Publish a version 2.1 EuropaWire policy note and schedule a quarterly meeting with partners to review development, regulatory signals, and potential tariffs impacts.

To address potenzielle risks, deploy a measured risk dashboard that tracks marktmanipulation indicators and the impact on polands markets.

Leverage drivemybox as the content engine and ensure lidico and netmore integrations feed the analytics layer, helping the company align with advanced compliance practices.

EuropaWire’s mission centers on delivering precise, actionable insights for financial teams, with a clear roadmap of five initiatives this year including data taxonomy, partner onboarding, and cross-border reporting.

In polands contexts, provide monthly briefings, a dedicated tariff watch, and targeted updates on marktmanipulation signals to support decision making across the company.

Modules and Controls Deployed for UK Compliance

Deploy a UK-centric regulatory cockpit on Wolters Kluwer OneSumX and configure four modules: Regulatory Reporting, Fiscal and Tax, Financial Crime, and Data Integrity. This layout delivers audit-ready outputs across 60+ source systems with daily reconciliation, reduces manual worksheets, and provides a single report pack with end-to-end traceability. The approach emphasizes practical automation and clear ownership for regional teams.

The Regulatory Reporting module automates FCA returns, PRA calculations, VAT MTD submissions, and BOE data feeds. It maps inputs to region and groups responsibilities, ensuring every report carries a clear lineage from source to final output. The assets catalog stays in sync in real time, and the companys data ledger remains consistent across environments. The report pack supports drilling into supporting documents with 2-click access by compliance officers and auditors.

The Fiscal and Tax module handles VAT, corporation tax estimates, and statutory tax reporting. It uses ottimizzazione to streamline data flows, reduce close cycles, and improve data quality at the source. It features europäische rule sets and Polska-specific exemptions where applicable, while presenting a unified view of tax positions for regional COOs and group finance leaders. Fiscal controls are codified in a single, auditable process with explicit ownership and timing.

The Financial Crime module monitors AML/KYC signals, sanctions, and adverse media. It operates against watchlists and uses an adaptive risk scoring engine. Alerts are exercised in a sandbox during a lunar release cycle and verified with masked data to preserve dignity and privacy. Real-time monitoring shortens the detection-to-action window and supports rapid containment for emerging threats.

Data Integrity and Controls ensure assets and words mapping, with a robust dictionary powering the report engine. Controls are exercised across cross-border data flows and multilingual data, socialised across UK and regional teams. The data governance framework supports a comprehensive audit trail and a clear data lineage, while the report runner aligns EBITDA metrics with management reporting for clarity and consistency.

Governance and people: Dean Nelson leads the regional governance groups, including Polska and UK units. The program enforces role-based access by region and by group, ensures traceability of changes, and paves the way for scalable rollout across europeische markets and beyond. The team presents dashboards with timely visibility to the board and maintains an innovation backlog tied to ongoing risk and compliance needs.

Next steps and communication: We announce the lunar release milestones, publish the new controls catalog, and present a words glossary for regulatory terminology. The paving plan follows a phased rollout by region, starting with the Polska hub and expanding to the broader EU footprint. The initiative socialised with external auditors reinforces accuracy, completeness, and the dignity of reporting, while tracking ebitda-related insights across the UK portfolio.

Timeline and Milestones for UK Migration

Start a 12-week UK migration sprint anchored on ifrs mapping, data cataloging, and control hygiene. tatiana leads the program, establishes a calendar with weekly gates, and assigns kluwers as the system integrator to coordinate with banks and region companys. Prepare a press-friendly summary and a permalink to the governance dashboard within the first milestone.

Phase 1, Weeks 1–4: Discovery and scoping. During these weeks, collect source systems, define ifrs reporting requirements, and set the first data clean-up plan. Align with the annual calendar and define ebitda accounting rules for UK regulatory reporting. Map data sources, estimate the amount of data to migrate, and identify gaps to seed the pilot.

Phase 2, Weeks 5–8: Data quality, governance, and budowę of lineage. Implement data quality checks, mapping validation, and controls around sensitive fields. Deploy a sandbox with astor and motorola reference datasets to test end-to-end flows and ensure parity with the region’s rules.

Phase 3, Weeks 9–12: Parallel run and go-live. Run a parallel close with a sample of accounts to validate ifrs-aligned ebitda and monthly reporting. Lock the go-live date by Week 12 and publish a calendar-driven execution plan. Create a permalink to the final configuration and share with banks across the region.

Post go-live: First regulatory cycle. Monitor region-wide performance and adjust as needed. Track the annual close timing, ensure consistent reporting, and quantify the amount of time saved on reporting tasks. Report results to press and leadership; maintain a living changelog.

Risks and mitigations. Key risks include data gaps, scope drift, and regulatory changes; enfrenta updates by triggering opinión and críticas from auditors and stakeholders.

Team and partnerships. Keep fintech teams engaged, apply best practices, and assign afib risk governance to the core control plan. Coordinate with companys and regional banks to ensure alignment; prenden new initiatives when milestones slip to maintain momentum.

Measurement and transparency. Track annual EBITDA improvements, IFRS reporting accuracy, and calendar adherence. Publish updates to a permalink link and coordinate with press to ensure clear communication across the region.

Data Security, Privacy, and Access Governance in OneSumX

Activate role-based access control across OneSumX, enforce least privilege, and require MFA for all privileged actions. Tie permissions to customer data access, and configure automated recertification via the calendar. The josh team will oversee policy enforcement and ongoing monitoring for the website and backend services.

• Access governance and roles: Define roles such as data steward, compliance reviewer, risk analyst, and administrator. Enforce separation of duties for master data and critical configurations. Schedule monthly access reviews and route approvals through the calendar; document decisions in OneSumX logs and assign ownership to the team for ongoing management.
• Authentication and session controls: Enforce MFA for all privileged sessions, implement SSO, and require strong, rotation-based credentials for API calls. Set short session timeouts, IP allowlists, and device posture checks to limit exposure on the website and connected endpoints.
• Data protection and détection: Encrypt data at rest (AES-256) and in transit (TLS 1.2+). Apply field-level masking for PII in dashboards, and use détection rules to tag and segregate sensitive data in non-secure reports. Implement tokenization for high-value datasets such as assets, securities, and dividends.
• Data lineage and assets: Use the Lorca module to trace data provenance across inputs, transformations, and outputs, ensuring visibility from source systems to OneSumX outputs. Track assets and related securities data to support accurate reporting and risk management.
• Privacy and data management: Limit data collection to what is necessary, implement data minimization, and maintain clear data deletion and retention workflows. Establish data subject access requests (DSAR) processes and preserve audit trails for management review. Ensure inclusion practices by documenting consent and access decisions for customers across corporate systems.
• Monitoring, detection, and incident response: Integrate OneSumX logs with a centralized SIEM, retain security events for a defined horizon, and enable near real-time alerts on anomalous API calls and privileged actions. Deploy sound incident response playbooks with clear roles for the Resurgen framework and related controls.
• Regulatory alignment and governance: Map controls to Belgium data protection and financial regulation requirements; maintain a registry of court orders and supervisory requests. Ensure that data processing and reporting for assets, securities, and dividends meet local and cross-border obligations.
• Operational integration and customer experience: Provide a secure, well-documented access path on the website for customers and internal users. Use intelligent, smart policies to minimize friction for legitimate users while preserving strong security. Keep management informed with dashboards that show risk, access health, and compliance status.
• Vendor and policy alignment: Align with internal policy documents such as Ballata and Lensa guidelines, and ensure that bevzero controls are in place for analytics workloads. Maintain a transparent, corporation-wide approach to access governance that welcomes inclusion and protects customer data.

Cost, ROI, and Budget Considerations for Afin Bank

Recommendation: Launch a 90‑day pilot of OneSumX for UK regulatory reporting to quantify time savings, error reduction, and the first clear ROI before committing to a scalable rollout.

The pilot should target the most material returns and data feeds (including telcomdis data), track completed cycles end‑to‑end, and measure reductions in manual touchpoints by 40–60%. Expect a payback window of 9–12 months if the pilot demonstrates consistent gains in speed, accuracy, and audit readiness, while threats to data integrity stay below defined thresholds.

Estimated first‑year cost hinges on scope: licensing (£0.9–£1.2m), implementation and data‑integration (£0.4–£0.8m), and training (£0.1–£0.3m). Ongoing maintenance typically runs 15–20% of the license price annually. When combined with a disciplined change program, the total cost completes a tight business case, enabling a fiscaleso‑driven decision on the full, scalable deployment.

Key ROI drivers include a cargo of savings from automated reconciliation, faster rule changes, and fewer penalty inquiries, all contributing to a shorter generation cycle for regulatory reporting. Open APIs and an adaptable architecture keep generación of reports (presentation decks, dashboards, and storyteller outputs) aligned with the needs of the grupo and the directors, while ensuring a clean permalink for every template and a clear commission map for cost centers.

Budget governance should align with agreements signed with Wolters Kluwer and with internal stakeholders. Maintain a tight scope for the first completed phase, then expand in measured increments that serve UK compliance priorities and risk appetite. Use a transparent annonce to share milestones with the grupo and keep the CEO and directors informed through concise, data‑driven presentations, linking each update to a permalink for traceability and auditability.

Regulatory Reporting Alignment with FCA and PRA through OneSumX

Implement OneSumX now to standardize models across all lines, enabling clearalc validation and scalable submissions to FCA and PRA from day one. The platform consolidates telekom, financial, and non-financial data into a single source of truth, easing data governance for years of history and reducing the risk of misreporting.

Establish an agreement with regulators and internal stakeholders, with josé as the primary compliance contact. OneSumX supports auditable versioning, traceability, and a press-ready cadence for regulatory filings.

Design the data model with ai-aangedreven scoring to detect anomalies and defraudación signals; use détection rules to flag unusual patterns across the years.

Open APIs enable the bank website and open data integrations to support cross-border and cross-domain reporting, including fund flows for commercial and bank operations, and to ensure sobre, competition, and other cross-border rules are respected.

Implement agent-based monitoring (agente) and a visionääri governance model to ensure ongoing risk management, with zamyka checks to close gaps before submitting to regulators in settembre cycles.

A ballata-style control playbook helps align with FCA/PRA risk taxonomy, tying regulatory expectations to practical daily processes and ensuring cross-functional coordination with stakeholders from the bank, press teams, and external partners.